First quarter
SEK M 2012 2011
Finance and lease income 2,367 2,099
Finance and lease expenses (1,484) (1,354)
Gross income 883 745
     
Selling and administrative expenses (419) (381)
Credit provision expenses (127) (178)
Other operating income and expenses (5) 1
Operating income 333 187
     
Income taxes (105) (62)
Income for the period 228 125
     
   Return on Equity, 12 months rolling values 8.4% 2.1%