Third quarter First nine months
SEK M 2011 2010 2011 2010
Finance and lease income 2,237 2,146 6,561 7,080
Finance and lease expenses (1,434) (1,387) (4,218) (4,794)
Gross income 803 759 2,344 2,286
         
Selling and administrative expenses (415) (384) (1,210) (1,157)
Credit provision expenses (145) (339) (513) (1,127)
Other operating income and expenses 7 12 59 67
Operating income 251 48 680 69
         
Income taxes (86) (42) (237) (90)
Income for the period 165 6 443 (22)
         
   Return on Equity, 12 months rolling values     6.0% 0.0%