SEK M 2013 2012
Finance and lease income 9,539 9,783
Finance and lease expenses (5,534) (6,036)
Gross income 4,005 3,747
     
Selling and administrative expenses (1,640) (1,694)
Credit provision expenses (923) (639)
Other operating income and expenses 79 83
Operating income (loss) 1,522 1,496
     
Income taxes (468) (434)
Income (loss) for the period 1,054 1,062
     
  Return on Equity, % 12.1 12.5