SEK M 2012 2011
Finance and lease income 9,783 8,883
Finance and lease expenses (6,036) (5,693)
Gross income 3,747 3,190
     
Selling and administrative expenses (1,696) (1,618)
Credit provision expenses (640) (682)
Other operating income and expenses 81 78
Operating income (loss) 1,492 969
     
Income taxes (434) (323)
Income (loss) for the period 1,058 646
     
  Return on Equity 12.5 7.3